Most major insurance plans cover addiction treatment. Verify your benefits in minutes -- it is free, fast, and completely confidential.
Under the Mental Health Parity and Addiction Equity Act and the Affordable Care Act, most health insurance plans are required to cover substance abuse treatment at the same level as medical and surgical care. This means your plan likely covers detox, residential treatment, PHP, and IOP programs.
At Trust SoCal, we handle the insurance verification process for you so you can focus on what matters most -- getting help. Our admissions team will confirm your coverage, explain your benefits, and answer every question before treatment begins.
Fill out our secure online form or call our admissions team. We only need basic insurance details to get started.
Our team contacts your insurance provider directly to review your coverage, deductibles, and any out-of-pocket costs.
We walk you through your benefits in plain language so you understand exactly what is covered before treatment begins.
Prefer to verify by phone? Call (949) 280-8360 for immediate assistance, 24/7.
Free & Confidential — Results in Minutes
Our team will contact you within one business day.
Our admissions team will confidentially verify your benefits and explain your coverage options — no obligation.
Free & Confidential — Results in Minutes
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We work with most major insurance providers to make treatment accessible.
Don't see your insurance? Contact us to verify your coverage
Understanding your insurance benefits can feel overwhelming. Here is a plain-language breakdown of the key terms and how they apply to addiction treatment.
Your deductible is the amount you pay out of pocket before insurance begins covering treatment costs. Many plans reset deductibles annually. Our team will check whether your deductible has been met and how it applies to your treatment.
After meeting your deductible, you may be responsible for a copay (a fixed amount per service) or coinsurance (a percentage of the total cost). We help you understand these costs upfront so there are no surprises during treatment.
In-network providers have pre-negotiated rates with your insurance company, typically resulting in lower out-of-pocket costs. Trust SoCal works with most major PPO plans and can help you understand your in-network and out-of-network benefits.
Some insurance plans require pre-authorization before treatment begins. Our admissions team handles this process on your behalf, communicating directly with your insurer to secure approval quickly.
Coverage levels, deductibles, and out-of-pocket maximums vary widely between insurance plans. The only way to know exactly what your plan covers is to verify your specific benefits. Our admissions team does this at no cost and with complete confidentiality.
No insurance? No problem. Trust SoCal believes financial barriers should never prevent anyone from accessing life-saving addiction treatment. We offer flexible self-pay options designed to make recovery accessible.
Our financial counselors work one-on-one with each client and family to create a payment arrangement that fits your situation. We can also help you explore whether you qualify for Medicaid, state-funded programs, or other forms of financial assistance.
Common questions about insurance coverage, verification, and payment options for addiction treatment.
Yes, most health insurance plans are required to cover substance abuse treatment under the Mental Health Parity and Addiction Equity Act and the Affordable Care Act. Coverage levels vary depending on your specific plan, provider network, and the level of care needed. Trust SoCal's admissions team will verify your insurance benefits at no cost and explain your coverage before you begin treatment.
Trust SoCal accepts most major PPO insurance plans including Aetna, Anthem Blue Cross, Blue Shield of California, Cigna, Humana, UnitedHealthcare, and many others. We are continuously expanding our network of accepted insurance providers. Contact our admissions team for a free, confidential insurance verification to confirm your coverage.
You can verify your insurance coverage by calling Trust SoCal's admissions team or by submitting your insurance information through our secure online verification form on our website. Our team will contact your insurance provider directly, review your benefits, and explain your coverage and any potential out-of-pocket costs. This verification process is completely free and confidential.
If you do not have insurance, Trust SoCal can work with you to explore alternative payment options including private pay arrangements, financing plans, and sliding scale fees based on financial need. Our admissions team can also help you explore whether you qualify for Medicaid, state-funded programs, or other assistance. No one should be turned away from getting help, and we are committed to finding a path to treatment for everyone who needs it.
Yes, Trust SoCal offers flexible payment plans for clients who need financial assistance or prefer to spread the cost of treatment over time. Our admissions team will work with you to create a payment arrangement that fits your budget. We believe financial barriers should never prevent someone from accessing life-saving addiction treatment.
The cost of rehab without insurance varies depending on the level of care, length of stay, and specific services required. Medical detox and residential treatment are typically more expensive than outpatient programs due to the round-the-clock care provided. Trust SoCal's admissions team can provide a detailed cost breakdown and discuss payment options to make treatment accessible and affordable.
Yes, PPO (Preferred Provider Organization) insurance plans generally provide the most comprehensive coverage for addiction treatment, including out-of-network benefits. PPO plans typically cover medical detox, residential treatment, PHP, and IOP at varying levels depending on the specific plan. Trust SoCal works with most major PPO insurance carriers, and our team can verify your specific benefits quickly and at no cost.
Whether your insurance covers the full cost of treatment depends on your specific plan, deductible, co-pay, and the level of care recommended. Many PPO plans cover a significant portion of treatment costs, though some out-of-pocket expenses such as deductibles or co-insurance may apply. Trust SoCal's admissions team will verify your benefits upfront so you understand your financial responsibility before beginning treatment.
Most insurance plans cover these addiction treatment programs. Verify your benefits to see what is included in your plan.
Explore residential, dual diagnosis, trauma, and other specialized programs covered by most insurance plans.
View programsLearn what to expect during admissions, including insurance verification, clinical assessment, and intake.
Begin admissionsUnderstand the continuum from medical detox through outpatient care and how insurance covers each level.
Compare levelsOur admissions team is standing by to check your coverage. It only takes a few minutes and costs nothing.